A merchant cash advance is an easy, efficient, and secure way to obtain operating or venture capital for your small business needs. It is important to understand that a merchant cash advance is not a loan. A merchant cash advance is the purchase of your future credit card receivables at a discounted rate.

A merchant cash advances is based on your small business’ projected sales revenue and income rather than a credit score alone. Unlike traditional business loans from a bank, merchant cash advances are approved quickly and without excess paperwork. There is no monthly repayment schedule as obligations are met through daily credit card sales transactions.

Once you have submitted your application, we will review it and contact you within 24 business hours. Approval is fast and simple. You may get funding in as little as 1-7 business days.

Qualifying for a bank’s business loan in today’s economy has become very challenging and if you do not have excellent credit – virtually impossible. Other traditional sources of capital such as home equity loans and credit card loans are no longer options for many business owners. Therefore, a merchant cash advance is a smart alternative to traditional financing.

Upon submitting the documents, we will review the account and issue a conditional approval with various options. Once an option is selected, the agreement will be e-mailed or faxed to you. After the executed contracts are received, Paradigm will perform final verifications and issue the final approval. Subsequently, one of our funding coordinators will set up the preferred payback platform for the merchant.

OUR SERVICE PHILOSOPHY

For customers that demonstrate consistent repayment history and strong sales trends,

We don’t just interact through an online form. We get to know you and understand your business challenges and goals. Once we’ve tailored a funding solution for you, we have dedicated funding specialists available at any time, at no cost, to help your business be the best it can be.